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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,086 | $78,428-50.2% | $95,960-59.3% | $79,852-51.1% |
| Participation rate | 74.5% | 73.5%+1.0pp | 77.1%-2.6pp | 69.6%+4.9pp |
| Annual return | 15.30% | 19.37%-4.1pp | 91.63%-76.3pp | 31.72%-16.4pp |
| Employer contribution / active EE | $731 | $1,945-62.4% | $2,541-71.2% | $2,471-70.4% |
| Participant deferral / active EE | $3,779 | $3,440+9.8% | $4,167-9.3% | $3,740+1.0% |
| Admin fee / account holder | $5,025 | $5,622-10.6% | $6,797-26.1% | $5,306-5.3% |