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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $611,508 |
Service code 16 · EIN 33-0818667 | Consulting | $12,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,092 | $128,169+1.5% | $147,117-11.6% | $106,553+22.1% |
| Participation rate | 97.6% | 67.3%+30.2pp | 82.2%+15.4pp | 69.8%+27.7pp |
| Annual return | 22.15% | 17.88%+4.3pp | 420.54%-398.4pp | 17.37%+4.8pp |
| Employer contribution / active EE | $5,759 | $3,374+70.7% | $4,932+16.8% | $3,359+71.5% |
| Participant deferral / active EE | $19,416 | $7,665+153.3% | $8,065+140.8% | $5,562+249.1% |
| Admin fee / account holder | $40 | $88-54.9% | $12,993-99.7% | $80-50.1% |