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| Provider | Service type | Compensation |
|---|---|---|
MERCER1 year Filed as: MERCER INVESTMENTS LLC Service code 16 · EIN 30-0282430 | Consulting | $85,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $80,779 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,432 | $90,672-15.7% | $125,401-39.1% | $89,433-14.5% |
| Participation rate | 97.5% | 72.3%+25.2pp | 82.4%+15.1pp | 71.3%+26.2pp |
| Annual return | -13.75% | -6.42%-7.3pp | 572.53%-586.3pp | -11.88%-1.9pp |
| Employer contribution / active EE | $2,941 | $3,032-3.0% | $4,816-38.9% | $3,021-2.6% |
| Participant deferral / active EE | $17,181 | $7,210+138.3% | $7,448+130.7% | $5,125+235.3% |
| Admin fee / account holder | $13 | $69-81.2% | $10,008-99.9% | $79-83.7% |