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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $13,950 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,006 | $88,874-48.2% | $123,553-62.8% | $75,289-38.9% |
| Participation rate | 90.7% | 75.9%+14.8pp | 82.3%+8.4pp | 72.4%+18.2pp |
| Annual return | 3.11% | 4.22%-1.1pp | 119.21%-116.1pp | -0.04%+3.2pp |
| Employer contribution / active EE | $0 | $3,256-100.0% | $4,628-100.0% | $2,405-100.0% |
| Participant deferral / active EE | $11,128 | $6,174+80.3% | $6,426+73.2% | $3,739+197.7% |
| Admin fee / account holder | $3 | $95-97.2% | $9,284-100.0% | $102-97.4% |