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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,591 | $84,236-50.6% | $170,435-75.6% | $70,126-40.7% |
| Participation rate | 37.5% | 70.8%-33.3pp | 83.6%-46.1pp | 69.5%-32.0pp |
| Annual return | 14.29% | 23.06%-8.8pp | 205.94%-191.7pp | 73.15%-58.9pp |
| Employer contribution / active EE | $949 | $3,387-72.0% | $5,432-82.5% | $2,343-59.5% |
| Participant deferral / active EE | $1,663 | $3,086-46.1% | $4,939-66.3% | $3,332-50.1% |
| Admin fee / account holder | $658 | $5,698-88.5% | $13,881-95.3% | $4,645-85.8% |