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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,720 | $75,832-67.4% | $147,617-83.3% | $59,633-58.5% |
| Participation rate | 60.9% | 71.6%-10.7pp | 84.6%-23.8pp | 68.7%-7.8pp |
| Annual return | -2.33% | 0.37%-2.7pp | 61.98%-64.3pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $869 | $3,485-75.1% | $5,564-84.4% | $2,203-60.5% |
| Participant deferral / active EE | $1,594 | $3,131-49.1% | $4,895-67.4% | $3,192-50.1% |
| Admin fee / account holder | $1,121 | $5,986-81.3% | $11,612-90.3% | $4,297-73.9% |