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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,607 | $85,171-28.8% | $172,753-64.9% | $72,976-16.9% |
| Participation rate | 15.6% | 70.1%-54.4pp | 82.6%-67.0pp | 69.5%-53.9pp |
| Annual return | 18.14% | 27.32%-9.2pp | 803.00%-784.9pp | 81.02%-62.9pp |
| Employer contribution / active EE | $1,708 | $3,324-48.6% | $5,144-66.8% | $2,440-30.0% |
| Participant deferral / active EE | $2,564 | $3,260-21.3% | $5,198-50.7% | $3,608-28.9% |
| Admin fee / account holder | $6,448 | $5,880+9.7% | $13,956-53.8% | $5,124+25.8% |