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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,479 | $73,863-1.9% | $143,797-49.6% | $68,490+5.8% |
| Participation rate | 46.9% | 66.7%-19.8pp | 80.3%-33.4pp | 67.9%-21.0pp |
| Annual return | -17.86% | 0.91%-18.8pp | -0.04%-17.8pp | -7.85%-10.0pp |
| Employer contribution / active EE | $2,653 | $3,185-16.7% | $4,952-46.4% | $2,597+2.2% |
| Participant deferral / active EE | $3,883 | $3,385+14.7% | $5,638-31.1% | $4,028-3.6% |
| Admin fee / account holder | $1,904 | $5,756-66.9% | $14,679-87.0% | $5,403-64.8% |