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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,285 | $77,638-61.0% | $156,551-80.7% | $62,881-51.8% |
| Participation rate | 40.9% | 71.2%-30.3pp | 84.0%-43.1pp | 69.3%-28.4pp |
| Annual return | 8.31% | 50.33%-42.0pp | 32.23%-23.9pp | 20.14%-11.8pp |
| Employer contribution / active EE | $871 | $3,444-74.7% | $5,501-84.2% | $2,281-61.8% |
| Participant deferral / active EE | $1,807 | $3,046-40.7% | $4,871-62.9% | $3,203-43.6% |
| Admin fee / account holder | $829 | $5,561-85.1% | $13,028-93.6% | $4,296-80.7% |