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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,669 | $109,863-43.0% | $98,477-36.4% | $167,518-62.6% |
| Participation rate | 63.6% | 75.8%-12.2pp | 73.3%-9.7pp | 82.1%-18.5pp |
| Annual return | 12.12% | 1958.09%-1946.0pp | 1493.59%-1481.5pp | 478.71%-466.6pp |
| Employer contribution / active EE | $1,376 | $3,225-57.3% | $2,961-53.5% | $4,838-71.6% |
| Participant deferral / active EE | $5,154 | $4,673+10.3% | $4,276+20.5% | $6,342-18.7% |
| Admin fee / account holder | $3,204 | $6,755-52.6% | $5,951-46.2% | $12,312-74.0% |