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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,922 | $88,754-13.3% | $81,820-6.0% | $145,877-47.3% |
| Participation rate | 53.8% | 75.1%-21.2pp | 72.4%-18.5pp | 80.3%-26.5pp |
| Annual return | 13.82% | 1031.77%-1017.9pp | 777.93%-764.1pp | 551.28%-537.5pp |
| Employer contribution / active EE | $1,073 | $3,085-65.2% | $2,915-63.2% | $4,663-77.0% |
| Participant deferral / active EE | $2,820 | $4,648-39.3% | $4,323-34.8% | $6,691-57.9% |
| Admin fee / account holder | $862 | $8,424-89.8% | $7,391-88.3% | $13,402-93.6% |