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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,240 | $100,938-62.1% | $90,461-57.7% | $158,982-75.9% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.7%-6.0pp | 82.0%-15.3pp |
| Annual return | 11.01% | 1727.20%-1716.2pp | 1294.76%-1283.8pp | 302.99%-292.0pp |
| Employer contribution / active EE | $1,613 | $3,691-56.3% | $3,264-50.6% | $4,763-66.1% |
| Participant deferral / active EE | $3,374 | $4,350-22.4% | $3,964-14.9% | $5,983-43.6% |
| Admin fee / account holder | $12,276 | $6,510+88.6% | $5,617+118.6% | $11,252+9.1% |