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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,150 | $96,678-27.4% | $86,640-19.0% | $139,466-49.7% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 16.00% | 106.69%-90.7pp | 592.52%-576.5pp | 373.66%-357.7pp |
| Employer contribution / active EE | $1,252 | $3,265-61.7% | $3,024-58.6% | $4,754-73.7% |
| Participant deferral / active EE | $5,008 | $4,837+3.5% | $4,438+12.8% | $6,712-25.4% |
| Admin fee / account holder | $1,777 | $6,410-72.3% | $5,616-68.4% | $11,409-84.4% |