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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,133 | $92,743-41.6% | $82,744-34.6% | $134,532-59.8% |
| Participation rate | 63.6% | 75.2%-11.6pp | 72.6%-8.9pp | 81.2%-17.6pp |
| Annual return | -17.37% | 946.63%-964.0pp | 702.22%-719.6pp | 418.27%-435.6pp |
| Employer contribution / active EE | $1,223 | $3,273-62.6% | $3,008-59.4% | $4,741-74.2% |
| Participant deferral / active EE | $5,113 | $4,802+6.5% | $4,395+16.3% | $6,401-20.1% |
| Admin fee / account holder | $6,056 | $5,977+1.3% | $5,325+13.7% | $11,429-47.0% |