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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,004 | $84,685-6.7% | $73,836+7.0% | $125,389-37.0% |
| Participation rate | 40.0% | 76.8%-36.8pp | 73.4%-33.4pp | 83.2%-43.2pp |
| Annual return | 2.03% | 3123.80%-3121.8pp | 2268.06%-2266.0pp | 282.24%-280.2pp |
| Employer contribution / active EE | $908 | $3,123-70.9% | $2,787-67.4% | $4,866-81.3% |
| Participant deferral / active EE | $3,192 | $3,993-20.0% | $3,583-10.9% | $5,352-40.3% |
| Admin fee / account holder | $125 | $5,694-97.8% | $4,882-97.4% | $9,541-98.7% |