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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,643 | $103,038+56.9% | $90,324+79.0% | $152,909+5.7% |
| Participation rate | 33.3% | 75.9%-42.5pp | 73.3%-39.9pp | 82.5%-49.1pp |
| Annual return | 24.37% | 95.25%-70.9pp | 78.15%-53.8pp | 345.46%-321.1pp |
| Employer contribution / active EE | $787 | $3,141-75.0% | $2,856-72.5% | $4,764-83.5% |
| Participant deferral / active EE | $2,767 | $4,282-35.4% | $3,885-28.8% | $5,851-52.7% |
| Admin fee / account holder | $0 | $6,177-100.0% | $5,356-100.0% | $11,601-100.0% |