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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,890 | $99,011+22.1% | $86,582+39.6% | $147,586-18.1% |
| Participation rate | 33.3% | 76.3%-43.0pp | 73.5%-40.2pp | 82.8%-49.5pp |
| Annual return | 16.55% | 1312.75%-1296.2pp | 965.08%-948.5pp | 578.59%-562.0pp |
| Employer contribution / active EE | $756 | $3,132-75.9% | $2,839-73.4% | $4,876-84.5% |
| Participant deferral / active EE | $2,705 | $3,972-31.9% | $3,609-25.0% | $5,439-50.3% |
| Admin fee / account holder | $0 | $5,709-100.0% | $4,904-100.0% | $10,886-100.0% |