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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,675 | $100,938+99.8% | $90,461+122.9% | $158,982+26.9% |
| Participation rate | 33.3% | 75.0%-41.7pp | 72.7%-39.4pp | 82.0%-48.6pp |
| Annual return | 18.42% | 1727.20%-1708.8pp | 1294.76%-1276.3pp | 302.99%-284.6pp |
| Employer contribution / active EE | $756 | $3,691-79.5% | $3,264-76.8% | $4,763-84.1% |
| Participant deferral / active EE | $2,660 | $4,350-38.8% | $3,964-32.9% | $5,983-55.5% |
| Admin fee / account holder | $63 | $6,510-99.0% | $5,617-98.9% | $11,252-99.4% |