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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,675 | $100,868+99.9% | $90,414+123.1% | $158,931+26.9% |
| Participation rate | 33.3% | 75.0%-41.7pp | 72.7%-39.3pp | 82.0%-48.6pp |
| Annual return | 18.42% | 1724.58%-1706.2pp | 1293.19%-1274.8pp | 302.86%-284.4pp |
| Employer contribution / active EE | $756 | $3,689-79.5% | $3,262-76.8% | $4,761-84.1% |
| Participant deferral / active EE | $2,660 | $4,348-38.8% | $3,963-32.9% | $5,982-55.5% |
| Admin fee / account holder | $63 | $6,502-99.0% | $5,611-98.9% | $11,247-99.4% |