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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,691 | $109,905+121.7% | $98,506+147.4% | $167,553+45.4% |
| Participation rate | 40.0% | 75.8%-35.8pp | 73.3%-33.3pp | 82.1%-42.1pp |
| Annual return | 15.55% | 1960.20%-1944.7pp | 1494.92%-1479.4pp | 478.89%-463.3pp |
| Employer contribution / active EE | $944 | $3,226-70.7% | $2,961-68.1% | $4,840-80.5% |
| Participant deferral / active EE | $3,320 | $4,674-29.0% | $4,277-22.4% | $6,343-47.7% |
| Admin fee / account holder | $0 | $6,760-100.0% | $5,955-100.0% | $12,316-100.0% |