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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,955 | $181,896+133.1% | $156,551+170.8% | $273,972+54.7% |
| Participation rate | 70.0% | 88.4%-18.4pp | 84.0%-14.0pp | 83.0%-13.0pp |
| Annual return | 3.79% | 30.74%-27.0pp | 32.23%-28.4pp | 41.46%-37.7pp |
| Employer contribution / active EE | $22,536 | $6,248+260.7% | $5,501+309.6% | $4,869+362.9% |
| Participant deferral / active EE | $5,350 | $5,550-3.6% | $4,871+9.8% | $5,287+1.2% |
| Admin fee / account holder | $823 | $15,560-94.7% | $13,028-93.7% | $10,133-91.9% |