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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,660 | $167,353+100.6% | $143,797+133.4% | $134,545+149.5% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -21.35% | 0.48%-21.8pp | -0.04%-21.3pp | 418.37%-439.7pp |
| Employer contribution / active EE | $30,063 | $5,620+434.9% | $4,952+507.0% | $4,742+534.0% |
| Participant deferral / active EE | $9,438 | $6,447+46.4% | $5,638+67.4% | $6,401+47.4% |
| Admin fee / account holder | $1,288 | $18,096-92.9% | $14,679-91.2% | $11,431-88.7% |