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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,192 | $209,422+73.4% | $178,503+103.5% | $158,982+128.4% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 15.58% | 188.81%-173.2pp | 151.12%-135.5pp | 302.99%-287.4pp |
| Employer contribution / active EE | $26,773 | $5,707+369.1% | $5,011+434.3% | $4,763+462.1% |
| Participant deferral / active EE | $7,500 | $5,955+25.9% | $5,202+44.2% | $5,983+25.3% |
| Admin fee / account holder | $25,972 | $17,079+52.1% | $13,987+85.7% | $11,252+130.8% |