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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,887 | $202,342+49.2% | $172,753+74.8% | $152,909+97.4% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 11.73% | 1029.88%-1018.1pp | 803.00%-791.3pp | 345.46%-333.7pp |
| Employer contribution / active EE | $23,483 | $5,857+300.9% | $5,144+356.5% | $4,764+392.9% |
| Participant deferral / active EE | $10,750 | $5,948+80.7% | $5,198+106.8% | $5,851+83.7% |
| Admin fee / account holder | $123,127 | $17,112+619.6% | $13,956+782.3% | $11,601+961.4% |