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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,362 | $217,432+69.9% | $185,851+98.7% | $167,553+120.4% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 13.80% | 148.43%-134.6pp | 122.11%-108.3pp | 478.89%-465.1pp |
| Employer contribution / active EE | $27,630 | $5,874+370.3% | $5,168+434.6% | $4,840+470.9% |
| Participant deferral / active EE | $9,250 | $6,357+45.5% | $5,569+66.1% | $6,343+45.8% |
| Admin fee / account holder | $87,500 | $19,820+341.5% | $16,245+438.6% | $12,316+610.4% |