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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,735 | $93,346-71.4% | $71,796-62.8% | $273,972-90.2% |
| Participation rate | 69.6% | 76.5%-7.0pp | 69.1%+0.5pp | 83.0%-13.5pp |
| Annual return | 4.73% | 130.39%-125.7pp | 78.04%-73.3pp | 41.46%-36.7pp |
| Employer contribution / active EE | $951 | $2,733-65.2% | $1,924-50.6% | $4,869-80.5% |
| Participant deferral / active EE | $1,896 | $3,475-45.4% | $2,794-32.1% | $5,287-64.1% |
| Admin fee / account holder | $482 | $6,571-92.7% | $4,815-90.0% | $10,133-95.2% |