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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,325 | $106,923-53.9% | $84,023-41.3% | $152,909-67.7% |
| Participation rate | 65.0% | 75.3%-10.3pp | 69.0%-4.0pp | 82.5%-17.5pp |
| Annual return | 19.38% | 105.02%-85.6pp | 71.32%-51.9pp | 345.46%-326.1pp |
| Employer contribution / active EE | $1,298 | $2,735-52.5% | $1,984-34.6% | $4,764-72.8% |
| Participant deferral / active EE | $4,043 | $4,013+0.8% | $3,239+24.8% | $5,851-30.9% |
| Admin fee / account holder | $3,639 | $8,289-56.1% | $6,102-40.4% | $11,601-68.6% |