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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,045 | $95,979-61.4% | $74,551-50.3% | $135,380-72.6% |
| Participation rate | 66.7% | 75.7%-9.0pp | 69.1%-2.5pp | 82.6%-16.0pp |
| Annual return | -8.13% | 56.97%-65.1pp | 32.53%-40.7pp | 519.81%-527.9pp |
| Employer contribution / active EE | $1,112 | $2,716-59.1% | $1,961-43.3% | $4,779-76.7% |
| Participant deferral / active EE | $2,594 | $3,844-32.5% | $3,108-16.6% | $5,609-53.8% |
| Admin fee / account holder | $1,039 | $6,522-84.1% | $5,059-79.5% | $10,828-90.4% |