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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,790 | $70,418-3.7% | $96,570-29.8% | $85,847-21.0% |
| Participation rate | 44.0% | 61.8%-17.8pp | 69.8%-25.8pp | 69.3%-25.3pp |
| Annual return | 11.90% | 18.59%-6.7pp | 37.79%-25.9pp | 318.61%-306.7pp |
| Employer contribution / active EE | $1,029 | $1,413-27.2% | $2,357-56.3% | $2,565-59.9% |
| Participant deferral / active EE | $4,048 | $2,894+39.9% | $3,849+5.2% | $3,952+2.4% |
| Admin fee / account holder | $1,057 | $4,995-78.8% | $6,182-82.9% | $6,261-83.1% |