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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,764 | $99,652-65.1% | $78,778-55.9% | $147,586-76.4% |
| Participation rate | 62.5% | 76.2%-13.7pp | 69.2%-6.7pp | 82.8%-20.3pp |
| Annual return | 16.52% | 47.28%-30.8pp | 35.62%-19.1pp | 578.59%-562.1pp |
| Employer contribution / active EE | $1,021 | $2,796-63.5% | $1,986-48.6% | $4,876-79.1% |
| Participant deferral / active EE | $2,140 | $3,664-41.6% | $2,958-27.7% | $5,439-60.7% |
| Admin fee / account holder | $540 | $7,155-92.5% | $5,134-89.5% | $10,886-95.0% |