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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,979 | $56,134-51.9% | $96,161-71.9% | $85,856-68.6% |
| Participation rate | 100.0% | 56.7%+43.3pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 16.12% | 42.30%-26.2pp | 192.01%-175.9pp | 318.58%-302.5pp |
| Employer contribution / active EE | $2,762 | $1,620+70.5% | $2,798-1.3% | $2,565+7.7% |
| Participant deferral / active EE | $2,351 | $2,858-17.7% | $4,349-45.9% | $3,952-40.5% |
| Admin fee / account holder | $1,419 | $3,769-62.4% | $5,538-74.4% | $6,261-77.3% |