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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,166 | $45,872-40.8% | $77,096-64.8% | $68,486-60.3% |
| Participation rate | 72.3% | 55.9%+16.4pp | 67.9%+4.4pp | 67.9%+4.4pp |
| Annual return | -18.62% | 1.73%-20.3pp | 42.35%-61.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $1,706 | $1,650+3.4% | $2,814-39.4% | $2,597-34.3% |
| Participant deferral / active EE | $2,677 | $2,963-9.6% | $4,429-39.6% | $4,028-33.5% |
| Admin fee / account holder | $2,304 | $3,041-24.2% | $5,428-57.6% | $5,404-57.4% |