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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,934 | $48,053-46.0% | $84,628-69.4% | $72,975-64.5% |
| Participation rate | 100.0% | 57.6%+42.4pp | 68.2%+31.8pp | 69.5%+30.5pp |
| Annual return | 22.94% | 37.39%-14.4pp | 258.80%-235.9pp | 81.01%-58.1pp |
| Employer contribution / active EE | $3,927 | $1,602+145.2% | $2,653+48.0% | $2,440+61.0% |
| Participant deferral / active EE | $3,018 | $2,681+12.6% | $3,900-22.6% | $3,608-16.3% |
| Admin fee / account holder | $1,257 | $3,395-63.0% | $4,914-74.4% | $5,124-75.5% |