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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,735 | $100,073-62.3% | $85,126-55.7% | $145,877-74.1% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 13.75% | 84.11%-70.4pp | 66.63%-52.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $3,495 | $3,236+8.0% | $2,731+28.0% | $4,663-25.0% |
| Participant deferral / active EE | $7,381 | $5,294+39.4% | $4,523+63.2% | $6,691+10.3% |
| Admin fee / account holder | $2,196 | $7,261-69.8% | $6,160-64.3% | $13,402-83.6% |