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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,023 | $52,279-48.3% | $89,435-69.8% | $79,856-66.2% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 19.50% | 22.16%-2.7pp | 245.55%-226.1pp | 31.71%-12.2pp |
| Employer contribution / active EE | $3,142 | $1,572+99.9% | $2,587+21.5% | $2,471+27.1% |
| Participant deferral / active EE | $2,446 | $2,740-10.8% | $3,890-37.1% | $3,741-34.6% |
| Admin fee / account holder | $933 | $3,356-72.2% | $4,884-80.9% | $5,306-82.4% |