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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT & INSURANCE ANNUITY Service code 26 · EIN 71-0294708 | Advisory (Participants) | $70,748 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,169 | $101,539+50.8% | $147,041+4.2% | $74,400+105.9% |
| Participation rate | 84.9% | 75.5%+9.3pp | 82.2%+2.7pp | 67.2%+17.7pp |
| Annual return | 16.43% | 8740.84%-8724.4pp | 419.21%-402.8pp | 1367.51%-1351.1pp |
| Employer contribution / active EE | $5,274 | $3,811+38.4% | $4,935+6.9% | $2,624+101.0% |
| Participant deferral / active EE | $10,473 | $7,304+43.4% | $8,071+29.8% | $4,348+140.9% |
| Admin fee / account holder | $449 | $1,749-74.3% | $13,006-96.5% | $1,944-76.9% |