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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,908 | $99,957+39.0% | $149,730-7.2% | $73,493+89.0% |
| Participation rate | 79.6% | 75.7%+3.9pp | 82.5%-2.8pp | 70.7%+9.0pp |
| Annual return | 18.71% | 53.87%-35.2pp | 276.70%-258.0pp | 28.51%-9.8pp |
| Employer contribution / active EE | $3,991 | $3,191+25.1% | $4,645-14.1% | $2,270+75.8% |
| Participant deferral / active EE | $8,936 | $6,073+47.2% | $6,843+30.6% | $3,740+139.0% |
| Admin fee / account holder | $9,561 | $551+1636.2% | $9,310+2.7% | $513+1763.4% |