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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $49,896 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,680 | $84,482+46.4% | $125,363-1.3% | $66,930+84.8% |
| Participation rate | 81.3% | 76.4%+4.8pp | 82.4%-1.1pp | 69.8%+11.4pp |
| Annual return | -18.92% | -8.49%-10.4pp | 572.15%-591.1pp | 1.57%-20.5pp |
| Employer contribution / active EE | $4,645 | $3,553+30.8% | $4,815-3.5% | $2,545+82.5% |
| Participant deferral / active EE | $9,567 | $6,782+41.1% | $7,447+28.5% | $4,238+125.7% |
| Admin fee / account holder | $396 | $685-42.2% | $10,005-96.0% | $593-33.3% |