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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,475 | $77,816+26.5% | $123,552-20.3% | $64,173+53.5% |
| Participation rate | 80.6% | 74.7%+5.9pp | 82.3%-1.7pp | 69.6%+11.0pp |
| Annual return | -8.19% | 12.49%-20.7pp | 119.20%-127.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $4,329 | $3,014+43.6% | $4,628-6.5% | $2,381+81.8% |
| Participant deferral / active EE | $8,475 | $5,240+61.7% | $6,426+31.9% | $3,470+144.3% |
| Admin fee / account holder | $2,423 | $5,519-56.1% | $9,285-73.9% | $4,887-50.4% |