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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,307 | $198,457-7.1% | $170,435+8.1% | $147,586+24.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.55% | 257.30%-249.8pp | 205.94%-198.4pp | 578.59%-571.0pp |
| Employer contribution / active EE | $9,030 | $6,183+46.0% | $5,432+66.2% | $4,876+85.2% |
| Participant deferral / active EE | $7,114 | $5,629+26.4% | $4,939+44.0% | $5,439+30.8% |
| Admin fee / account holder | $813 | $16,852-95.2% | $13,881-94.1% | $10,886-92.5% |