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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,984 | $202,342+5.3% | $172,753+23.3% | $152,909+39.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.64% | 1029.88%-1010.2pp | 803.00%-783.4pp | 345.46%-325.8pp |
| Employer contribution / active EE | $8,401 | $5,857+43.4% | $5,144+63.3% | $4,764+76.4% |
| Participant deferral / active EE | $6,239 | $5,948+4.9% | $5,198+20.0% | $5,851+6.6% |
| Admin fee / account holder | $10,356 | $17,112-39.5% | $13,956-25.8% | $11,601-10.7% |