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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,631 | $209,422+15.9% | $178,503+35.9% | $158,982+52.6% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 6.93% | 188.81%-181.9pp | 151.12%-144.2pp | 302.99%-296.1pp |
| Employer contribution / active EE | $7,428 | $5,707+30.2% | $5,011+48.2% | $4,763+56.0% |
| Participant deferral / active EE | $5,601 | $5,955-5.9% | $5,202+7.7% | $5,983-6.4% |
| Admin fee / account holder | $952 | $17,079-94.4% | $13,987-93.2% | $11,252-91.5% |