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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,850 | $217,432+14.0% | $185,849+33.4% | $167,536+47.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.30% | 148.42%-138.1pp | 122.10%-111.8pp | 478.82%-468.5pp |
| Employer contribution / active EE | $7,771 | $5,875+32.3% | $5,169+50.4% | $4,839+60.6% |
| Participant deferral / active EE | $5,908 | $6,357-7.1% | $5,569+6.1% | $6,342-6.8% |
| Admin fee / account holder | $980 | $19,818-95.1% | $16,244-94.0% | $12,315-92.0% |