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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,502 | $181,896-12.9% | $156,551+1.2% | $273,972-42.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 5.67% | 30.74%-25.1pp | 32.23%-26.6pp | 41.46%-35.8pp |
| Employer contribution / active EE | $7,889 | $6,248+26.3% | $5,501+43.4% | $4,869+62.0% |
| Participant deferral / active EE | $6,328 | $5,550+14.0% | $4,871+29.9% | $5,287+19.7% |
| Admin fee / account holder | $1,003 | $15,560-93.6% | $13,028-92.3% | $10,133-90.1% |