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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SIGMA Service code 27 17662 IRVINE BLVD · TUSTIN, CA 92780 | Advisory (Plan) | $11,404 |
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $8,788 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,398 | $83,485+15.5% | $125,195-23.0% | $72,976+32.1% |
| Participation rate | 50.7% | 73.3%-22.6pp | 79.8%-29.1pp | 69.5%-18.8pp |
| Annual return | 28.69% | 25.77%+2.9pp | 43.79%-15.1pp | 81.02%-52.3pp |
| Employer contribution / active EE | $2,577 | $2,346+9.9% | $3,866-33.3% | $2,440+5.6% |
| Participant deferral / active EE | $5,476 | $3,586+52.7% | $4,937+10.9% | $3,608+51.8% |
| Admin fee / account holder | $348 | $5,518-93.7% | $9,704-96.4% | $5,124-93.2% |