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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,550 | $71,192-14.9% | $117,861-48.6% | $62,293-2.8% |
| Participation rate | 41.2% | 74.2%-33.1pp | 79.7%-38.5pp | 69.5%-28.3pp |
| Annual return | 18.54% | 18.66%-0.1pp | 335.11%-316.6pp | 28.90%-10.4pp |
| Employer contribution / active EE | $595 | $1,934-69.2% | $3,786-84.3% | $2,042-70.9% |
| Participant deferral / active EE | $2,604 | $3,189-18.3% | $4,482-41.9% | $3,169-17.8% |
| Admin fee / account holder | $2,487 | $587+323.5% | $8,021-69.0% | $479+418.9% |