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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,497 | $81,870+22.8% | $119,634-16.0% | $68,490+46.7% |
| Participation rate | 60.0% | 71.9%-11.9pp | 79.3%-19.3pp | 67.9%-7.9pp |
| Annual return | -17.23% | -23.82%+6.6pp | -14.98%-2.2pp | -7.85%-9.4pp |
| Employer contribution / active EE | $2,787 | $2,692+3.5% | $4,232-34.1% | $2,597+7.3% |
| Participant deferral / active EE | $7,791 | $4,148+87.8% | $5,601+39.1% | $4,028+93.4% |
| Admin fee / account holder | $1,415 | $6,583-78.5% | $10,329-86.3% | $5,403-73.8% |