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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,824 | $99,994+25.8% | $146,647-14.2% | $85,851+46.6% |
| Participation rate | 57.4% | 73.1%-15.7pp | 80.1%-22.7pp | 69.3%-12.0pp |
| Annual return | 17.00% | 18.93%-1.9pp | 22.75%-5.7pp | 318.63%-301.6pp |
| Employer contribution / active EE | $2,472 | $2,559-3.4% | $4,137-40.2% | $2,565-3.6% |
| Participant deferral / active EE | $6,572 | $4,006+64.0% | $5,506+19.3% | $3,952+66.3% |
| Admin fee / account holder | $5,060 | $7,703-34.3% | $10,281-50.8% | $6,261-19.2% |