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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $68,787 |
ANCORA ADVISORS3 years Filed as: ANCORA FAMILY WEALTH ADVISORS Service code 26 · EIN 41-2071875 | Advisory (Participants) | $36,761 |
Filed as: CBIZ INVESTMENT ADVISORY SERVICES Service code 28 · EIN 81-3968784 | Investment Management | $23,942 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Float revenue; Shareholder servicing ... | $1,283 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,633 | $100,801+163.5% | $149,745+77.4% | $73,412+261.8% |
| Participation rate | 98.6% | 77.7%+20.9pp | 82.5%+16.1pp | 72.2%+26.4pp |
| Annual return | 18.90% | 265.34%-246.4pp | 276.72%-257.8pp | 59.30%-40.4pp |
| Employer contribution / active EE | $10,683 | $3,312+222.6% | $4,646+130.0% | $2,234+378.3% |
| Participant deferral / active EE | $9,662 | $6,404+50.9% | $6,843+41.2% | $3,806+153.9% |
| Admin fee / account holder | $337 | $181+86.4% | $9,312-96.4% | $158+113.5% |