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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $64,616 |
Filed as: CBIZ FINANCIAL SOLUTIONS, INC. Service code 28 · EIN 52-1396995 | Investment Management | $31,489 |
ANCORA ADVISORS1 year Filed as: ANCORA FAMILY WEALTH ADVISORS Service code 26 · EIN 41-2071875 | Advisory (Participants) | $30,422 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $1,863 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,628 | $75,388+158.2% | $123,553+57.5% | $55,725+249.3% |
| Participation rate | 78.6% | 75.7%+2.9pp | 82.3%-3.7pp | 70.9%+7.7pp |
| Annual return | -4.02% | 4.48%-8.5pp | 119.21%-123.2pp | 244.93%-249.0pp |
| Employer contribution / active EE | $8,665 | $3,063+182.9% | $4,628+87.2% | $2,078+317.0% |
| Participant deferral / active EE | $6,588 | $5,651+16.6% | $6,426+2.5% | $3,356+96.3% |
| Admin fee / account holder | $364 | $120+203.9% | $9,284-96.1% | $115+216.0% |