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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $76,241 |
ANCORA ADVISORS5 years Filed as: ANCORA FAMILY WEALTH ADVISORS Service code 26 · EIN 41-2071875 | Advisory (Participants) | $61,798 |
Filed as: CBIZ INVESTMENT ADVISORY SERVI Service code 28 · EIN 81-3968784 | Investment Management | $27,811 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $2,667 |
Filed as: CHARLES SCHWAB & CO. INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,586 | $82,188+192.7% | $125,391+91.9% | $64,824+271.1% |
| Participation rate | 99.3% | 77.9%+21.4pp | 82.4%+16.9pp | 71.5%+27.8pp |
| Annual return | -16.48% | 3.50%-20.0pp | 572.41%-588.9pp | 32.84%-49.3pp |
| Employer contribution / active EE | $12,667 | $3,617+250.2% | $4,816+163.0% | $2,507+405.2% |
| Participant deferral / active EE | $12,317 | $7,177+71.6% | $7,448+65.4% | $4,311+185.7% |
| Admin fee / account holder | $416 | $163+154.9% | $10,009-95.8% | $188+121.5% |